In view of the current debate on “Health Care Reform,” I’ve completed my own bill to replace the deficient one making its way through congress. I present to you Yurgin’s

Comprehensive Healtcare Reform Plan, and it is the only plan that will work to permanently fix our now defunct system.

1. No state shall be allowed to make or enforce any law that bars any insurance company from operating within its borders.

2. Medicare/Medicaid taxes shall be repealed effective immediately. The Federal Government is responsible for providing funding for insurance to all currently insured through

these programs.

a. Persons aged 52.5 years and older are eligible to receive tax credits equal to 10% per year of Medicare/Medicaid taxes paid for up to 10 years after passing.

b. Persons aged 42.5 years through 51.4 years are eligible to receive tax credits equal to 5% per year for 10 years of Medicare/Medicaid taxes paid for up to 10 years

after passing.

3. All insurance policies written are considered legally binding contracts. Failure to comply with contract obligations will result in the seizure of all the insurer’s

assets, to be distributed among policyholders in proportion to the amount of premiums the insured has paid minus the claims the insured has received, minus a fee for policing

the distribution of assets.

a. Insurers will be allowed a period of 2 years to review and rewrite contracts as deemed necessary.

b. Policies written before passage of this bill are not subject to section 3 of this bill.

There are roughly 150,000,000 jobs in the US right now. The average wage among those jobs is $720/week. 5% (contributions from employer and employee to medicare/medicaid) of

$720 is $36 per week. This amounts in 5.4 billion dollars, per week, immediately injected back into the American economy. To save you the math, this is equal to a $280

Billion dollars per year tax break, not figuring in the money that people will get back that has been unconstitutionally seized from them.

Contracts are to be enforced. I personally don’t care what the contract is, as long as both parties agree to it. There is nothing stopping an individual from demanding

certain services, but there is nothing to coerce any other individual to provide that service. What I did not address is tort reform; I don’t believe that it’s relevant to a

debate on health insurance. Ideally, a patient would agree to a service by a doctor in full view of the risks involved with any given procedure. With such clear cut

definitions laid out in any contract, there really isn’t a market for any doctor to be sued if he is acting in an honest manner; those that would defraud a patient, or make a

real mistake, would be penalized in accordance with the contract rules.

Very simple. Open the market to Capitalism and watch individuals compete. As with any action involving Liberty, we cannot forsee the consequences of individuals acting of

their own free will; however, we can all see the consequence of individuals acting according to a prescribed sequence of events.